借贷与存款年化利率
把钱借出去或存进协议，能拿到多少年化。Bitfinex 是点对点的保证金资金市场，Aave 是链上借贷协议。两边报价的周期不同——Bitfinex 报日利率，Aave 报已复利的 APY——所以这里全部统一成年化后再比。
注意：这不是资金费率。资金费率是永续合约为了锚定现货价格而支付的费用；这里是出借资产本身赚取的利息。两者单位相同（都是年化），但风险、期限和操作方式完全不同。
更新于 10:39 UTC，每 10 分钟一次· 已隐藏 64 条不可成交的利率· 已隐藏 222 个不可存入的市场
中心化交易所
在交易所内部出借资金，由交易所撮合。不需要钱包，但资金留在交易所。
EVM 链上的借贷协议
以太坊及兼容链上的链上借贷协议，需要钱包和 gas。各协议的储备是相互隔离的，同一个币在不同协议、不同链上的利率差别很大。
Aave v3 存款38 个市场最高 8.00%USDG展开
链上借贷协议的存款利率，随资金利用率浮动。利用率越高利率越高，但提取也越可能被卡住。同一符号可能是不同代币——例如 Optimism 上原生 USDC 与跨链 USDC.e 符号相同、利率差二十倍，请对照完整名称。
| 资产 | 平台 | 年化 | 可用 | 利用率 |
|---|---|---|---|---|
| USDGGlobal Dollar查看 | Ethereum· AaveV3Ethereum | 8.00% | $590K | 84.3% |
| GHOGho Token查看 | Avalanche· AaveV3Avalanche | 6.49% | $92K | 90.8% |
| USDCUSD Coin查看 | Avalanche· AaveV3Avalanche | 5.36% | $5.9M | 91.8% |
| USDCUSD Coin查看 | Ethereum· AaveV3EthereumHorizon | 5.14% | $339K | 87.5% |
| GHOGho Token查看 | Base· AaveV3Base | 4.56% | $135K | 90.2% |
| USDC查看 | Linea· AaveV3Linea | 4.47% | $112K | 90.8% |
| USDCUSD Coin查看 | Base· AaveV3Base | 4.46% | $17.8M | 90.6% |
| USDCUSD Coin查看 | Optimism· AaveV3Optimism | 4.31% | $962K | 91.1% |
| PYUSDPayPal USD查看 | Ethereum· AaveV3Ethereum | 4.07% | $858K | 89.3% |
| DAI(PoS) Dai Stablecoin查看 | Polygon· AaveV3Polygon | 4.00% | $1.0M | 72.3% |
| USDCUSD Coin查看 | Ethereum· AaveV3Ethereum | 3.85% | $152.0M | 93.6% |
| GHOGho Token查看 | Arbitrum· AaveV3Arbitrum | 3.68% | $66K | 89.6% |
| USDTTether USD查看 | Optimism· AaveV3Optimism | 3.65% | $419K | 89.3% |
| USDTTether USD查看 | Linea· AaveV3Linea | 3.55% | $49K | 88.1% |
| USDtTetherToken查看 | Avalanche· AaveV3Avalanche | 3.52% | $3.1M | 88.1% |
| DAIDai Stablecoin查看 | Ethereum· AaveV3Ethereum | 3.43% | $11.7M | 90.9% |
| USDCUSD Coin查看 | Ethereum· AaveV3EthereumLido | 3.26% | $1.3M | 77.3% |
| USDCUSD Coin查看 | Polygon· AaveV3Polygon | 3.25% | $10.1M | 63.2% |
| USDTTether USD查看 | Ethereum· AaveV3Ethereum | 3.21% | $414.5M | 85.6% |
| USDCUSD Coin查看 | BSC· AaveV3BNB | 3.19% | $2.3M | 83.6% |
| RLUSD查看 | Ethereum· AaveV3Ethereum | 3.19% | $645K | 79.0% |
| USDTTether USD查看 | BSC· AaveV3BNB | 3.06% | $11.9M | 81.8% |
| GHOGho Token查看 | Ethereum· AaveV3EthereumLido | 2.95% | $11.3M | 79.1% |
| GHOGho Token查看 | Gnosis· AaveV3Gnosis | 2.44% | $8K | 73.2% |
| USDCUSD Coin查看 | Arbitrum· AaveV3Arbitrum | 2.34% | $52.8M | 76.0% |
| USDS查看 | Ethereum· AaveV3EthereumLido | 2.12% | $12K | 78.5% |
| RLUSD查看 | Ethereum· AaveV3EthereumHorizon | 1.75% | $66.6M | 58.9% |
| GHOGho Token查看 | Ethereum· AaveV3EthereumHorizon | 1.19% | $35.8M | 40.5% |
| USDCUSD Coin查看 | Ethereum· AaveV3EthereumEtherFi | 0.48% | $6K | 29.7% |
| USDC查看 | Celo· AaveV3Celo | 0.37% | $79K | 30.3% |
| USDS查看 | Ethereum· AaveV3Ethereum | 0.29% | $4.6M | 6.8% |
| USDe查看 | Ethereum· AaveV3Ethereum | 0.24% | $246.7M | 4.8% |
| USDe查看 | Avalanche· AaveV3Avalanche | 0.07% | $103K | 1.4% |
| sUSDeStaked USDe查看 | Ethereum· AaveV3Ethereum | 0.00% | $126.3M | — |
| sUSDeStaked USDe查看 | Avalanche· AaveV3Avalanche | 0.00% | $29K | 0.0% |
| sUSDeStaked USDe查看 | Ethereum· AaveV3EthereumLido | 0.00% | $46K | 0.0% |
| PYUSDPayPal USD查看 | Ethereum· AaveV3EthereumEtherFi | 0.00% | $112 | 0.0% |
| GHOGho Token查看 | Ethereum· AaveV3Ethereum | 0.00% | $31.4M | 76.8% |
Aave v4 存款27 个市场最高 24.90%USDT展开
Aave 的第四代协议，与 v3 是两套独立部署（不同的 API、不同的合约），因此单列。目前只在以太坊、Avalanche、Base 上线；v4 会直接给出每个储备能否存入（canSupply），不能存入的已排除。
| 资产 | 平台 | 年化 | 可用 | 利用率 |
|---|---|---|---|---|
| USDTTether USD查看 | Ethereum· Aave v4 | 24.90% | $2K | — |
| GHOGho Token查看 | Ethereum· Aave v4 | 4.36% | $690K | — |
| USDCUSD Coin查看 | Ethereum· Aave v4 | 4.08% | $26.5M | — |
| USDCUSD Coin查看 | Ethereum· Aave v4 | 4.08% | $8.2M | — |
| GHOGho Token查看 | Ethereum· Aave v4 | 3.60% | $51K | — |
| USDTTether USD查看 | Ethereum· Aave v4 | 3.56% | $3.0M | — |
| USDCUSD Coin查看 | Ethereum· Aave v4 | 3.52% | $7.8M | — |
| USDCUSD Coin查看 | Ethereum· Aave v4 | 3.41% | $3.0M | — |
| USDTTether USD查看 | Ethereum· Aave v4 | 3.32% | $3.0M | — |
| GHOGho Token查看 | Ethereum· Aave v4 | 3.30% | $607K | — |
| USDCUSD Coin查看 | Ethereum· Aave v4 | 3.14% | $2.8M | — |
| USDCUSD Coin查看 | Ethereum· Aave v4 | 3.14% | $10 | — |
| USDTTether USD查看 | Ethereum· Aave v4 | 3.05% | $6.1M | — |
| USDTTether USD查看 | Ethereum· Aave v4 | 3.05% | $21.0M | — |
| USDGGlobal Dollar查看 | Ethereum· Aave v4 | 2.92% | $34.1M | — |
| USDGGlobal Dollar查看 | Ethereum· Aave v4 | 2.92% | $209K | — |
| USDCUSD Coin查看 | Base· Aave v4 | 2.52% | $5.3M | — |
| USDGGlobal Dollar查看 | Ethereum· Aave v4 | 2.33% | $79.0M | — |
| RLUSD查看 | Ethereum· Aave v4 | 0.80% | $122 | — |
| USDCUSD Coin查看 | Avalanche· Aave v4 | 0.56% | $9.3M | — |
| USDCUSD Coin查看 | Avalanche· Aave v4 | 0.56% | $999K | — |
| USDtTetherToken查看 | Avalanche· Aave v4 | 0.28% | $9.0M | — |
| USDtTetherToken查看 | Avalanche· Aave v4 | 0.28% | $1.1M | — |
| USDe查看 | Ethereum· Aave v4 | 0.00% | $26.9M | — |
| USDe查看 | Ethereum· Aave v4 | 0.00% | $1.4M | — |
| sUSDeStaked USDe查看 | Ethereum· Aave v4 | 0.00% | $4.6M | — |
| sUSDeStaked USDe查看 | Ethereum· Aave v4 | 0.00% | $6 | — |
Compound v38 个市场最高 6.16%USDC展开
以太坊、Arbitrum、Base 等链上的借贷协议。v3 以「基础资产」划分市场（USDC 市场、USDT 市场、ETH 市场），每个市场内的其他资产只作抵押品、不计息——所以这里只列出各市场中真正产生利息的资产。数据取自 DefiLlama（协议本身未公开利率接口）。
| 资产 | 平台 | 年化 | 可用 | 利用率 |
|---|---|---|---|---|
| USDC查看 | Ethereum· compound-v3 | 6.16% | $34.8M | — |
| USDC查看 | Base· compound-v3 | 6.07% | $864K | — |
| USDT查看 | OP Mainnet· compound-v3 | 4.41% | $136K | — |
| USDC查看 | OP Mainnet· compound-v3 | 3.39% | $161K | — |
| USDT查看 | Ethereum· compound-v3 | 3.23% | $16.7M | — |
| USDC查看 | Arbitrum· compound-v3 | 3.13% | $1.9M | — |
| USDT查看 | Arbitrum· compound-v3 | 2.34% | $5.2M | — |
| USDC查看 | Arbitrum· compound-v3 | 1.72% | $263K | — |
Morpho120 个市场最高 42.52%USDC展开
以太坊等链上的借贷协议，由相互隔离的市场组成：每个「抵押品 / 借贷资产」组合是一个独立市场，同一组合按不同清算线（LLTV）会拆成多个市场，所以同一个币会出现多行。标注「异常」的多为利率模型饱和值（如 297,995%），利率模型在资金利用率达到 100% 时会输出该值，并非真实可得的收益。
| 资产 | 平台 | 年化 | 可用 | 利用率 |
|---|---|---|---|---|
| USDC查看 | Ethereum· USDC/srRoyUSDC | 42.52% | $63K | 96.0% |
| RLUSD查看 | Ethereum· RLUSD/wstETH | 15.19% | $88K | 93.0% |
| DAIDai Stablecoin查看 | Ethereum· DAI/sUSDe | 10.71% | $101K | 92.7% |
| USDCUSD Coin查看 | Base· USDC/cbDOGE | 9.92% | $210K | 92.1% |
| RLUSD查看 | Ethereum· RLUSD/cbBTC | 9.83% | $756K | 93.6% |
| USDC查看 | Ethereum· USDC/CarryTradeUSDTRYLeverage | 9.70% | $431K | 85.2% |
| USDC查看 | Ethereum· USDC/dCOMP | 8.83% | $1.5M | 90.0% |
| USDC查看 | Ethereum· USDC/PT-trUSD-26NOV2026 | 8.57% | $198K | 90.2% |
| USDC查看 | Ethereum· USDC/aguaUSDCgc | 8.44% | $488K | 91.4% |
| USDC查看 | Ethereum· USDC/OETH | 8.33% | $952K | 90.8% |
| USDC查看 | Ethereum· USDC/mHyperBTC | 7.97% | $340K | 88.0% |
| USDC查看 | Monad· USDC/earnAUSD | 7.56% | $856K | 90.4% |
| USDC查看 | Ethereum· USDC/PT-reUSD-10DEC2026 | 7.22% | $16.7M | 87.6% |
| USDC查看 | Ethereum· USDC/mM1-USD | 6.94% | $1.1M | 87.6% |
| USDC查看 | Monad· USDC/aHyperBTC | 6.87% | $171K | 91.0% |
| USDTTether USD查看 | Ethereum· USDT/v-wmtUSDT | 6.74% | $349K | 90.1% |
| USDC查看 | Ethereum· USDC/etrUSD | 6.62% | $180K | 90.1% |
| USDC查看 | Ethereum· USDC/strUSD | 6.52% | $1.8M | 88.3% |
| USDC查看 | Monad· USDC/aHYPER | 6.50% | $6.4M | 83.3% |
| USDC查看 | Monad· USDC/PT-USDat-14JAN2027 | 6.44% | $2.6M | 89.7% |
| USDTTether USD查看 | Ethereum· USDT/PT-reUSD-10DEC2026 | 6.38% | $1.6M | 88.4% |
| USDC查看 | Ethereum· USDC/savUSD | 6.37% | $781K | 89.9% |
| USDC查看 | Ethereum· USDC/PT-USD3-17DEC2026 | 6.25% | $4.0M | 85.5% |
| RLUSD查看 | Ethereum· RLUSD/FXRP | 6.19% | $842K | 90.2% |
| USDC查看 | Ethereum· USDC/siUSD | 6.07% | $976K | 87.8% |
| USDC查看 | Ethereum· USDC/v-wmtUSDC | 6.06% | $435K | 90.0% |
| PYUSDPayPal USD查看 | Ethereum· PYUSD/PST | 6.01% | $6.8M | 89.6% |
| USDCUSD Coin查看 | Base· USDC/cbADA | 5.99% | $256K | 90.2% |
| USDCUSD Coin查看 | Base· USDC/cbZEC | 5.98% | $239K | 90.8% |
| USDC查看 | Ethereum· USDC/PT-siUSD-7JAN2027 | 5.95% | $271K | 91.4% |
| USDC查看 | Ethereum· USDC/mF-ONE | 5.79% | $2.5M | 88.7% |
| USDCUSD Coin查看 | Base· USDC/JitoSOL | 5.76% | $403K | 90.2% |
| USDC查看 | Ethereum· USDC/reUSD | 5.72% | $1000K | 90.1% |
| PYUSDPayPal USD查看 | Ethereum· PYUSD/PRIME | 5.69% | $19.1M | 90.7% |
| USDCUSD Coin查看 | Base· USDC/cbXRP | 5.65% | $6.6M | 89.7% |
| USDC查看 | Ethereum· USDC/USD3 | 5.62% | $3.7M | 83.6% |
| USDC查看 | Ethereum· USDC/AUTO | 5.41% | $121K | 89.3% |
| USDC查看 | Ethereum· USDC/wFalconX | 5.21% | $2.6M | 90.1% |
| USDCUSD Coin查看 | Base· USDC/SOL | 5.09% | $833K | 89.4% |
| USDC查看 | Ethereum· USDC/PT-USDat-14JAN2027 | 5.04% | $605K | 89.7% |
| USDCUSD Coin查看 | Base· USDC/cbETH | 4.99% | $1.6M | 90.3% |
| USDCUSD Coin查看 | Base· USDC/mGLO | 4.98% | $3.9M | 89.8% |
| USDGGlobal Dollar查看 | Robinhood Chain· USDG/mGLO | 4.95% | $3.3M | 90.2% |
| USDC查看 | Ethereum· USDC/sUSN | 4.95% | $422K | 73.9% |
| USDC查看 | Ethereum· USDC/PST | 4.95% | $7.1M | 82.2% |
| USDC查看 | Ethereum· USDC/PT-apyUSD-5NOV2026 | 4.92% | $979K | 85.6% |
| USDCUSD Coin查看 | Base· USDC/WETH | 4.89% | $10.2M | 90.3% |
| USDCUSD Coin查看 | Base· USDC/wstETH | 4.87% | $233K | 90.3% |
| USDC查看 | Ethereum· USDC/nvPRIME | 4.86% | $129K | 90.1% |
| PYUSDPayPal USD查看 | Ethereum· PYUSD/weETH | 4.85% | $2.9M | 90.1% |
| USDCUSD Coin查看 | Base· USDC/cbETH | 4.84% | $180K | 90.3% |
| USDCUSD Coin查看 | Base· USDC/cbBTC | 4.77% | $172.9M | 90.2% |
| USDC查看 | Ethereum· USDC/wUSCC | 4.72% | $770K | 90.2% |
| USDCUSD Coin查看 | Base· USDC/savUSD | 4.62% | $845K | 80.3% |
| USDC查看 | Ethereum· USDC/weETH | 4.61% | $3.9M | 90.1% |
| USDC查看 | Ethereum· USDC/steakEURCV | 4.60% | $1.2M | 90.1% |
| USDC查看 | Ethereum· USDC/LBTC | 4.60% | $313K | 84.7% |
| USDC查看 | Ethereum· USDC/WETH | 4.57% | $896K | 90.1% |
| USDC查看 | Ethereum· USDC/AA_FalconXUSDC | 4.53% | $1.0M | 87.1% |
| USDC查看 | Ethereum· USDC/PRIME | 4.52% | $307K | 90.8% |
| USDC查看 | Ethereum· USDC/cbBTC | 4.50% | $34.1M | 90.1% |
| USDC查看 | Ethereum· USDC/wstETH | 4.50% | $3.2M | 90.1% |
| USDC查看 | Ethereum· USDC/WBTC | 4.50% | $153K | 90.1% |
| USDC查看 | Ethereum· USDC/wstETH | 4.50% | $1.2M | 90.1% |
| USDC查看 | Ethereum· USDC/WBTC | 4.50% | $12.9M | 90.1% |
| USDCUSD Coin查看 | Base· USDC/sUSN | 4.34% | $373K | 89.7% |
| USDC查看 | HyperEVM· USDC/WHYPE | 4.32% | $1.2M | 86.4% |
| USDC查看 | Ethereum· USDC/cbBTC | 4.31% | $99K | 90.3% |
| USDC查看 | Ethereum· USDC/wsrUSD | 4.31% | $1.6M | 82.2% |
| USDC查看 | Ethereum· USDC/rETH | 4.22% | $311K | 90.1% |
| USDC查看 | HyperEVM· USDC/kHYPE | 4.22% | $1.1M | 84.4% |
| USDC查看 | HyperEVM· USDC/kHYPE | 4.18% | $1.6M | 83.8% |
| USDCUSD Coin查看 | Base· USDC/USDe | 4.15% | $37.2M | 90.3% |
| USDC查看 | Ethereum· USDC/PT-sUSDS-26NOV2026 | 4.12% | $1.7M | 90.3% |
| PYUSDPayPal USD查看 | Ethereum· PYUSD/syrupUSDC | 4.04% | $6.2M | 90.0% |
| USDC查看 | Ethereum· USDC/stUSDS | 3.98% | $825K | 89.8% |
| USDS查看 | Ethereum· USDS/cbBTC | 3.96% | $232K | 90.4% |
| USDC查看 | Ethereum· USDC/wJAAA | 3.94% | $235K | 90.3% |
| PYUSDPayPal USD查看 | Ethereum· PYUSD/cbBTC | 3.93% | $165K | 90.3% |
| PYUSDPayPal USD查看 | Ethereum· PYUSD/WBTC | 3.85% | $117K | 90.2% |
| USDC查看 | Ethereum· USDC/apyUSD | 3.82% | $3.3M | 82.0% |
| USDC查看 | Ethereum· USDC/PT-fxSAVE-29OCT2026 | 3.79% | $117K | 89.0% |
| USDS查看 | Ethereum· USDS/stUSDS | 3.76% | $100K | 90.0% |
| USDC查看 | Ethereum· USDC/PT-sUSDE-26NOV2026 | 3.73% | $753K | 90.6% |
| PYUSDPayPal USD查看 | Ethereum· PYUSD/sUSDe | 3.73% | $11.6M | 89.4% |
| RLUSD查看 | Ethereum· RLUSD/USDe | 3.67% | $5.8M | 90.1% |
| USDGGlobal Dollar查看 | Robinhood Chain· USDG/syrupUSDG | 3.67% | $14.4M | 89.1% |
| RLUSD查看 | Ethereum· RLUSD/weETH | 3.65% | $13.2M | 87.1% |
| RLUSD查看 | Ethereum· RLUSD/syrupUSDC | 3.64% | $227K | 81.2% |
| USDGGlobal Dollar查看 | Robinhood Chain· USDG/USDe | 3.62% | $44.5M | 87.4% |
| USDS查看 | Ethereum· USDS/PT-sUSDS-26NOV2026 | 3.60% | $431K | 90.2% |
| USDTTether USD查看 | Ethereum· USDT/PT-sUSDS-26NOV2026 | 3.56% | $740K | 85.3% |
| USDTTether USD查看 | Ethereum· USDT/reUSD | 3.54% | $232K | 78.9% |
| PYUSDPayPal USD查看 | Ethereum· PYUSD/kBTC | 3.50% | $17.2M | 87.8% |
| USDTTether USD查看 | Ethereum· USDT/sUSDai | 3.45% | $2.4M | 74.5% |
| USDTTether USD查看 | Ethereum· USDT/PT-USDat-14JAN2027 | 3.41% | $4.0M | 74.5% |
| USDGGlobal Dollar查看 | Arbitrum One· USDG/syrupUSDG | 3.23% | $3.6M | 91.0% |
| USDC查看 | Ethereum· USDC/PT-apxUSD-5NOV2026 | 3.12% | $239K | 85.7% |
| USDTTether USD查看 | Ethereum· USDT/XAUt | 3.09% | $568K | 82.0% |
| RLUSD查看 | Ethereum· RLUSD/kBTC | 3.08% | $29.0M | 88.0% |
| USDGGlobal Dollar查看 | Robinhood Chain· USDG/spUSDG | 2.72% | $907K | 90.0% |
| USDCUSD Coin查看 | Base· USDC/cbADA | 2.61% | $262K | 76.3% |
| USDTTether USD查看 | Ethereum· USDT/weETH | 2.55% | $285K | 85.1% |
| USDTTether USD查看 | Ethereum· USDT/sUSDS | 2.52% | $6.0M | 90.0% |
| USDTTether USD查看 | Ethereum· USDT/WBTC | 2.52% | $1.2M | 84.7% |
| USDTTether USD查看 | Ethereum· USDT/cbBTC | 2.52% | $2.2M | 84.7% |
| USDTTether USD查看 | Ethereum· USDT/wstETH | 2.52% | $490K | 85.1% |
| USDTTether USD查看 | Ethereum· USDT/wstETH | 2.50% | $22.4M | 85.1% |
| USDTTether USD查看 | Ethereum· USDT/WBTC | 2.50% | $14.1M | 85.0% |
| USDTTether USD查看 | Ethereum· USDT/sUSDS | 2.50% | $2.5M | 85.1% |
| USDCUSD Coin查看 | Base· USDC/cbXRP | 2.41% | $444K | 73.3% |
| USDC查看 | Arbitrum One· USDC/wstETH | 2.41% | $251K | 79.5% |
| USDC查看 | Arbitrum One· USDC/WBTC | 2.41% | $431K | 79.7% |
| USDTTether USD查看 | Ethereum· USDT/weETH | 2.40% | $807K | 82.7% |
| USDC查看 | Arc· USDC/cirBTC | 2.25% | $14.1M | 92.8% |
| RLUSD查看 | Ethereum· RLUSD/WBTC | 2.04% | $3.0M | 87.8% |
| USDC查看 | Ethereum· USDC/PT-USD3-17DEC2026 | 1.94% | $737K | 60.0% |
| USDC查看 | Ethereum· USDC/fxSAVE | 1.91% | $11.7M | 62.5% |
| PYUSDPayPal USD查看 | Ethereum· PYUSD/mWIN | 1.26% | $606K | 90.2% |
| USDTTether USD查看 | Ethereum· USDT/PST | 0.00% | $999K | 0.0% |
Spark6 个市场最高 3.56%USDC展开
以太坊上的借贷协议，与 Sky 生态相关。同样取自 DefiLlama。列表中不含纯抵押资产——它们的存款利率为 0，列出来只会挤占版面。
其他公链的借贷协议
非 EVM 链上的借贷协议：Solana、BNB Chain、Sui。跨链转移资金有额外成本和延迟，这一栏更适合已经在该链上有资产的人。
Kamino（Solana）22 个市场最高 8.11%FDUSD展开
Solana 上的借贷协议，按市场（Market）组织。此处取该协议列表中流动性靠前的若干市场，而非全部。
| 资产 | 平台 | 年化 | 可用 | 利用率 |
|---|---|---|---|---|
| FDUSD查看 | Solana· SOL/BTC Market | 8.11% | $12K | 70.1% |
| USDC查看 | Solana· Altcoins Market | 6.73% | $116K | 58.2% |
| PYUSD查看 | Solana· JLP Market | 6.72% | $40K | 96.7% |
| USDT查看 | Solana· Fartcoin Market | 6.15% | $7K | 73.6% |
| USDT查看 | Solana· JLP Market | 5.08% | $92K | 95.0% |
| USDS查看 | Solana· SOL/BTC Market | 4.80% | $155K | 94.8% |
| USDT查看 | Solana· SOL/BTC Market | 4.69% | $769K | 93.7% |
| USDG查看 | Solana· SOL/BTC Market | 4.57% | $3.2M | 92.5% |
| USDG查看 | Solana· JLP Market | 4.57% | $37K | 93.5% |
| USDC查看 | Solana· JLP Market | 4.32% | $1.5M | 92.8% |
| USDC查看 | Solana· SOL/BTC Market | 4.32% | $13.3M | 90.0% |
| PYUSD查看 | Solana· Ethena Market | 4.16% | $4.2M | 95.3% |
| PYUSD查看 | Solana· SOL/BTC Market | 4.04% | $4.1M | 87.3% |
| USD1查看 | Solana· SOL/BTC Market | 3.60% | $12K | 59.8% |
| USDT查看 | Solana· Ethena Market | 3.45% | $13 | 69.8% |
| USDC查看 | Solana· Fartcoin Market | 1.41% | $16K | 22.1% |
| PYUSD查看 | Solana· Altcoins Market | 0.03% | $15K | 4.0% |
| USDC查看 | Solana· Ethena Market | 0.00% | $0 | 0.0% |
| USDe查看 | Solana· Ethena Market | 0.00% | $126.7M | 0.0% |
| sUSDe查看 | Solana· Ethena Market | 0.00% | $16K | 0.0% |
| USDC查看 | Solana· SOL/BTC Market | 0.00% | $0 | 0.0% |
| USDC查看 | Solana· SOL/BTC Market | 0.00% | $0 | 0.0% |
Venus（BNB Chain）2 个市场最高 2.43%DAI展开
其他资产20 个市场最高 16.54%mUSD展开
非稳定币的存款利率。数值可能很高，但本金本身波动，年化利率不能直接与稳定币比较。此处按年化显示前 20 个（共 287 个），展开下方的协议分区可以看到各自的完整列表。
| 资产 | 平台 | 年化 | 可用 | 利用率 |
|---|---|---|---|---|
| mUSDMetaMask USD查看 | Ethereum· AaveV3Ethereum | 16.54% | $4K | 85.9% |
| AUSD查看 | Ethereum· AUSD/sUSDai | 14.51% | $229K | 92.7% |
| apxUSD查看 | Ethereum· apxUSD/PT-apyUSD-5NOV2026 | 10.25% | $1.0M | 83.2% |
| apxUSD查看 | Ethereum· apxUSD/apyUSD | 10.14% | $629K | 90.3% |
| AUSD查看 | Monad· AUSD/strUSD | 8.55% | $610K | 91.1% |
| USDtb查看 | Ethereum· USDtb/sUSDe | 8.06% | $87K | 91.2% |
| AUSD查看 | Monad· AUSD/naccUSDC | 7.80% | $179K | 90.5% |
| USDT0查看 | Stable· USDT0/sthUSD | 7.58% | $1.9M | 88.6% |
| EURmMento Euro查看 | Celo· AaveV3Celo | 7.50% | $1K | 90.6% |
| USD₮0查看 | HyperEVM· USD₮0/kHYPE | 7.24% | $790K | 86.0% |
| USD₮0查看 | HyperEVM· USD₮0/UBTC | 7.18% | $183K | 85.6% |
| USD₮0查看 | HyperEVM· USD₮0/WHYPE | 7.16% | $691K | 85.3% |
| AUSD查看 | Monad· AUSD/mROX | 5.82% | $575K | 91.1% |
| AUSD查看 | Ethereum· AUSD/PST | 5.59% | $639K | 90.2% |
| AUSD查看 | Monad· AUSD/siUSD | 5.42% | $254K | 91.3% |
| AUSD查看 | Avalanche· AaveV3Avalanche | 4.96% | $13K | 90.3% |
| AUSD查看 | Ethereum· AUSD/sUSDai | 4.93% | $703K | 90.4% |
| AUSD查看 | Monad· AUSD/YZM | 4.83% | $109K | 89.5% |
| msUSDMetronome Synth USD查看 | Ethereum· msUSD/siUSD | 4.35% | $104K | 93.3% |
| EURC查看 | Solana· SOL/BTC Market | 4.32% | $81K | 83.1% |