Taunang rate ng pagpapautang at deposito
Magkano ang maaari mong kitain sa isang taon kung magpapautang ka ng pera o magdedeposito sa isang protocol. Ang Bitfinex ay peer-to-peer na margin funding market; ang Aave ay on-chain na lending protocol. Magkaiba ang siklo ng pagsisingil ng dalawa — ang Bitfinex ay arawang rate, ang Aave ay APY na compounded na — kaya ang lahat dito ay naka-normalize sa taunang batayan bago ihambing.
Paalala: hindi ito ang funding rate. Ang funding rate ay ang bayad na binabayaran ng mga perpetual futures para manatiling nakaangkla ang presyo nila sa spot; ang nakikita mo dito ay ang interes na kinikita sa pagpapautang ng asset mismo. Pareho ang yunit ng dalawa (taunan), ngunit lubos na magkaiba ang panganib, taning at mekanismo.
Na-update noong 10:39 UTC, tuwing 10 minuto· 64 hindi matrade na rate ang nakatago· 222 market na nakatago — hindi tumatanggap ng deposito
Mga sentralisadong exchange
Nagpapautang ka sa loob ng exchange at ito ang nagtatambal sa dalawang panig. Hindi kailangan ng wallet, ngunit nananatili sa exchange ang pondo.
Funding market ng Bitfinex2 marketPinakamataas 11.02%USDPalawakin
Isang peer-to-peer na merkado ng pagpapautang kung saan ang rate ay itinatakda ng mga bukas na order. Ginagamit ng talahanayan ang FRR (Flash Return Rate), ang reference rate na umiiral kapag walang nagbi-bid. Taunan = arawang rate × 365 (simple interest, tugma sa iba pang taunang bilang sa site).
Mga lending protocol sa EVM chain
Mga on-chain na lending protocol sa Ethereum at mga katugmang chain; kailangan ng wallet at gas. Hiwalay ang mga reserba ng bawat protocol, kaya malaki ang maaaring pagkakaiba ng parehong coin sa iba't ibang protocol at chain.
Mga deposito sa Aave v338 marketPinakamataas 8.00%USDGPalawakin
Mga rate ng deposito sa isang on-chain na lending protocol, na nagbabago ayon sa paggamit ng kapital. Mas mataas ang paggamit, mas mataas ang rate — ngunit mas malaki rin ang tsansang ma-stuck ang mga withdrawal. Maaaring ibang token ang parehong simbolo: sa Optimism, ang native na USDC at ang bridged na USDC.e ay magkapareho ng simbolo ngunit 20 beses na nagkakaiba ang rate, kaya tingnan ang buong pangalan.
| Asset | Platform | Taunan | Magagamit | Paggamit |
|---|---|---|---|---|
| USDGGlobal DollarTingnan | Ethereum· AaveV3Ethereum | 8.00% | $590K | 84.3% |
| GHOGho TokenTingnan | Avalanche· AaveV3Avalanche | 6.49% | $92K | 90.8% |
| USDCUSD CoinTingnan | Avalanche· AaveV3Avalanche | 5.36% | $5.9M | 91.8% |
| USDCUSD CoinTingnan | Ethereum· AaveV3EthereumHorizon | 5.14% | $339K | 87.5% |
| GHOGho TokenTingnan | Base· AaveV3Base | 4.56% | $135K | 90.2% |
| USDCTingnan | Linea· AaveV3Linea | 4.47% | $112K | 90.8% |
| USDCUSD CoinTingnan | Base· AaveV3Base | 4.46% | $17.8M | 90.6% |
| USDCUSD CoinTingnan | Optimism· AaveV3Optimism | 4.31% | $962K | 91.1% |
| PYUSDPayPal USDTingnan | Ethereum· AaveV3Ethereum | 4.07% | $858K | 89.3% |
| DAI(PoS) Dai StablecoinTingnan | Polygon· AaveV3Polygon | 4.00% | $1.0M | 72.3% |
| USDCUSD CoinTingnan | Ethereum· AaveV3Ethereum | 3.85% | $152.0M | 93.6% |
| GHOGho TokenTingnan | Arbitrum· AaveV3Arbitrum | 3.68% | $66K | 89.6% |
| USDTTether USDTingnan | Optimism· AaveV3Optimism | 3.65% | $419K | 89.3% |
| USDTTether USDTingnan | Linea· AaveV3Linea | 3.55% | $49K | 88.1% |
| USDtTetherTokenTingnan | Avalanche· AaveV3Avalanche | 3.52% | $3.1M | 88.1% |
| DAIDai StablecoinTingnan | Ethereum· AaveV3Ethereum | 3.43% | $11.7M | 90.9% |
| USDCUSD CoinTingnan | Ethereum· AaveV3EthereumLido | 3.26% | $1.3M | 77.3% |
| USDCUSD CoinTingnan | Polygon· AaveV3Polygon | 3.25% | $10.1M | 63.2% |
| USDTTether USDTingnan | Ethereum· AaveV3Ethereum | 3.21% | $414.5M | 85.6% |
| USDCUSD CoinTingnan | BSC· AaveV3BNB | 3.19% | $2.3M | 83.6% |
| RLUSDTingnan | Ethereum· AaveV3Ethereum | 3.19% | $645K | 79.0% |
| USDTTether USDTingnan | BSC· AaveV3BNB | 3.06% | $11.9M | 81.8% |
| GHOGho TokenTingnan | Ethereum· AaveV3EthereumLido | 2.95% | $11.3M | 79.1% |
| GHOGho TokenTingnan | Gnosis· AaveV3Gnosis | 2.44% | $8K | 73.2% |
| USDCUSD CoinTingnan | Arbitrum· AaveV3Arbitrum | 2.34% | $52.8M | 76.0% |
| USDSTingnan | Ethereum· AaveV3EthereumLido | 2.12% | $12K | 78.5% |
| RLUSDTingnan | Ethereum· AaveV3EthereumHorizon | 1.75% | $66.6M | 58.9% |
| GHOGho TokenTingnan | Ethereum· AaveV3EthereumHorizon | 1.19% | $35.8M | 40.5% |
| USDCUSD CoinTingnan | Ethereum· AaveV3EthereumEtherFi | 0.48% | $6K | 29.7% |
| USDCTingnan | Celo· AaveV3Celo | 0.37% | $79K | 30.3% |
| USDSTingnan | Ethereum· AaveV3Ethereum | 0.29% | $4.6M | 6.8% |
| USDeTingnan | Ethereum· AaveV3Ethereum | 0.24% | $246.7M | 4.8% |
| USDeTingnan | Avalanche· AaveV3Avalanche | 0.07% | $103K | 1.4% |
| sUSDeStaked USDeTingnan | Ethereum· AaveV3Ethereum | 0.00% | $126.3M | — |
| sUSDeStaked USDeTingnan | Avalanche· AaveV3Avalanche | 0.00% | $29K | 0.0% |
| sUSDeStaked USDeTingnan | Ethereum· AaveV3EthereumLido | 0.00% | $46K | 0.0% |
| PYUSDPayPal USDTingnan | Ethereum· AaveV3EthereumEtherFi | 0.00% | $112 | 0.0% |
| GHOGho TokenTingnan | Ethereum· AaveV3Ethereum | 0.00% | $31.4M | 76.8% |
Mga deposito sa Aave v427 marketPinakamataas 24.90%USDTPalawakin
Ang ika-apat na henerasyong protocol ng Aave ay hiwalay na deployment mula sa v3 (iba ang API, iba ang mga kontrata), kaya hiwalay itong nakalista. Live pa lamang ito sa Ethereum, Avalanche at Base; direktang isinasaad ng v4 kung maaaring mag-deposito sa bawat reserve (canSupply), at hindi na kasama ang mga market na hindi pwedeng lagyan ng deposito.
| Asset | Platform | Taunan | Magagamit | Paggamit |
|---|---|---|---|---|
| USDTTether USDTingnan | Ethereum· Aave v4 | 24.90% | $2K | — |
| GHOGho TokenTingnan | Ethereum· Aave v4 | 4.36% | $690K | — |
| USDCUSD CoinTingnan | Ethereum· Aave v4 | 4.08% | $26.5M | — |
| USDCUSD CoinTingnan | Ethereum· Aave v4 | 4.08% | $8.2M | — |
| GHOGho TokenTingnan | Ethereum· Aave v4 | 3.60% | $51K | — |
| USDTTether USDTingnan | Ethereum· Aave v4 | 3.56% | $3.0M | — |
| USDCUSD CoinTingnan | Ethereum· Aave v4 | 3.52% | $7.8M | — |
| USDCUSD CoinTingnan | Ethereum· Aave v4 | 3.41% | $3.0M | — |
| USDTTether USDTingnan | Ethereum· Aave v4 | 3.32% | $3.0M | — |
| GHOGho TokenTingnan | Ethereum· Aave v4 | 3.30% | $607K | — |
| USDCUSD CoinTingnan | Ethereum· Aave v4 | 3.14% | $2.8M | — |
| USDCUSD CoinTingnan | Ethereum· Aave v4 | 3.14% | $10 | — |
| USDTTether USDTingnan | Ethereum· Aave v4 | 3.05% | $6.1M | — |
| USDTTether USDTingnan | Ethereum· Aave v4 | 3.05% | $21.0M | — |
| USDGGlobal DollarTingnan | Ethereum· Aave v4 | 2.92% | $34.1M | — |
| USDGGlobal DollarTingnan | Ethereum· Aave v4 | 2.92% | $209K | — |
| USDCUSD CoinTingnan | Base· Aave v4 | 2.52% | $5.3M | — |
| USDGGlobal DollarTingnan | Ethereum· Aave v4 | 2.33% | $79.0M | — |
| RLUSDTingnan | Ethereum· Aave v4 | 0.80% | $122 | — |
| USDCUSD CoinTingnan | Avalanche· Aave v4 | 0.56% | $9.3M | — |
| USDCUSD CoinTingnan | Avalanche· Aave v4 | 0.56% | $999K | — |
| USDtTetherTokenTingnan | Avalanche· Aave v4 | 0.28% | $9.0M | — |
| USDtTetherTokenTingnan | Avalanche· Aave v4 | 0.28% | $1.1M | — |
| USDeTingnan | Ethereum· Aave v4 | 0.00% | $26.9M | — |
| USDeTingnan | Ethereum· Aave v4 | 0.00% | $1.4M | — |
| sUSDeStaked USDeTingnan | Ethereum· Aave v4 | 0.00% | $4.6M | — |
| sUSDeStaked USDeTingnan | Ethereum· Aave v4 | 0.00% | $6 | — |
Compound v38 marketPinakamataas 6.16%USDCPalawakin
Isang lending protocol sa Ethereum, Arbitrum, Base at iba pang chain. Hinahati ng v3 ang mga market ayon sa base asset (USDC market, USDT market, ETH market); ang iba pang asset sa isang market ay collateral lamang at walang interes — kaya ang mga asset na talagang kumikita ng interes lang ang nakalista dito. Mula sa DefiLlama ang data (ang protocol mismo ay walang pampublikong rate API).
| Asset | Platform | Taunan | Magagamit | Paggamit |
|---|---|---|---|---|
| USDCTingnan | Ethereum· compound-v3 | 6.16% | $34.8M | — |
| USDCTingnan | Base· compound-v3 | 6.07% | $864K | — |
| USDTTingnan | OP Mainnet· compound-v3 | 4.41% | $136K | — |
| USDCTingnan | OP Mainnet· compound-v3 | 3.39% | $161K | — |
| USDTTingnan | Ethereum· compound-v3 | 3.23% | $16.7M | — |
| USDCTingnan | Arbitrum· compound-v3 | 3.13% | $1.9M | — |
| USDTTingnan | Arbitrum· compound-v3 | 2.34% | $5.2M | — |
| USDCTingnan | Arbitrum· compound-v3 | 1.72% | $263K | — |
Morpho120 marketPinakamataas 42.52%USDCPalawakin
Isang lending protocol sa Ethereum at iba pang chain, na binubuo ng magkakahiwalay na market: bawat pares ng “collateral / loan asset” ay sariling market, at ang parehong pares ay hinahati sa ilang market ayon sa magkakaibang liquidation threshold (LLTV), kaya maaaring lumitaw ang isang coin sa ilang row. Ang mga minarkahang “anomalya” ay kadalasang saturated value ng interest rate model (hal. 297,995%) — inilalabas ng modelo ang halagang ito kapag umabot sa 100% ang utilization — at hindi tunay na makukuhang kita.
| Asset | Platform | Taunan | Magagamit | Paggamit |
|---|---|---|---|---|
| USDCTingnan | Ethereum· USDC/srRoyUSDC | 42.52% | $63K | 96.0% |
| RLUSDTingnan | Ethereum· RLUSD/wstETH | 15.19% | $88K | 93.0% |
| DAIDai StablecoinTingnan | Ethereum· DAI/sUSDe | 10.71% | $101K | 92.7% |
| USDCUSD CoinTingnan | Base· USDC/cbDOGE | 9.92% | $210K | 92.1% |
| RLUSDTingnan | Ethereum· RLUSD/cbBTC | 9.83% | $756K | 93.6% |
| USDCTingnan | Ethereum· USDC/CarryTradeUSDTRYLeverage | 9.70% | $431K | 85.2% |
| USDCTingnan | Ethereum· USDC/dCOMP | 8.83% | $1.5M | 90.0% |
| USDCTingnan | Ethereum· USDC/PT-trUSD-26NOV2026 | 8.57% | $198K | 90.2% |
| USDCTingnan | Ethereum· USDC/aguaUSDCgc | 8.44% | $488K | 91.4% |
| USDCTingnan | Ethereum· USDC/OETH | 8.33% | $952K | 90.8% |
| USDCTingnan | Ethereum· USDC/mHyperBTC | 7.97% | $340K | 88.0% |
| USDCTingnan | Monad· USDC/earnAUSD | 7.56% | $856K | 90.4% |
| USDCTingnan | Ethereum· USDC/PT-reUSD-10DEC2026 | 7.22% | $16.7M | 87.6% |
| USDCTingnan | Ethereum· USDC/mM1-USD | 6.94% | $1.1M | 87.6% |
| USDCTingnan | Monad· USDC/aHyperBTC | 6.87% | $171K | 91.0% |
| USDTTether USDTingnan | Ethereum· USDT/v-wmtUSDT | 6.74% | $349K | 90.1% |
| USDCTingnan | Ethereum· USDC/etrUSD | 6.62% | $180K | 90.1% |
| USDCTingnan | Ethereum· USDC/strUSD | 6.52% | $1.8M | 88.3% |
| USDCTingnan | Monad· USDC/aHYPER | 6.50% | $6.4M | 83.3% |
| USDCTingnan | Monad· USDC/PT-USDat-14JAN2027 | 6.44% | $2.6M | 89.7% |
| USDTTether USDTingnan | Ethereum· USDT/PT-reUSD-10DEC2026 | 6.38% | $1.6M | 88.4% |
| USDCTingnan | Ethereum· USDC/savUSD | 6.37% | $781K | 89.9% |
| USDCTingnan | Ethereum· USDC/PT-USD3-17DEC2026 | 6.25% | $4.0M | 85.5% |
| RLUSDTingnan | Ethereum· RLUSD/FXRP | 6.19% | $842K | 90.2% |
| USDCTingnan | Ethereum· USDC/siUSD | 6.07% | $976K | 87.8% |
| USDCTingnan | Ethereum· USDC/v-wmtUSDC | 6.06% | $435K | 90.0% |
| PYUSDPayPal USDTingnan | Ethereum· PYUSD/PST | 6.01% | $6.8M | 89.6% |
| USDCUSD CoinTingnan | Base· USDC/cbADA | 5.99% | $256K | 90.2% |
| USDCUSD CoinTingnan | Base· USDC/cbZEC | 5.98% | $239K | 90.8% |
| USDCTingnan | Ethereum· USDC/PT-siUSD-7JAN2027 | 5.95% | $271K | 91.4% |
| USDCTingnan | Ethereum· USDC/mF-ONE | 5.79% | $2.5M | 88.7% |
| USDCUSD CoinTingnan | Base· USDC/JitoSOL | 5.76% | $403K | 90.2% |
| USDCTingnan | Ethereum· USDC/reUSD | 5.72% | $1000K | 90.1% |
| PYUSDPayPal USDTingnan | Ethereum· PYUSD/PRIME | 5.69% | $19.1M | 90.7% |
| USDCUSD CoinTingnan | Base· USDC/cbXRP | 5.65% | $6.6M | 89.7% |
| USDCTingnan | Ethereum· USDC/USD3 | 5.62% | $3.7M | 83.6% |
| USDCTingnan | Ethereum· USDC/AUTO | 5.41% | $121K | 89.3% |
| USDCTingnan | Ethereum· USDC/wFalconX | 5.21% | $2.6M | 90.1% |
| USDCUSD CoinTingnan | Base· USDC/SOL | 5.09% | $833K | 89.4% |
| USDCTingnan | Ethereum· USDC/PT-USDat-14JAN2027 | 5.04% | $605K | 89.7% |
| USDCUSD CoinTingnan | Base· USDC/cbETH | 4.99% | $1.6M | 90.3% |
| USDCUSD CoinTingnan | Base· USDC/mGLO | 4.98% | $3.9M | 89.8% |
| USDGGlobal DollarTingnan | Robinhood Chain· USDG/mGLO | 4.95% | $3.3M | 90.2% |
| USDCTingnan | Ethereum· USDC/sUSN | 4.95% | $422K | 73.9% |
| USDCTingnan | Ethereum· USDC/PST | 4.95% | $7.1M | 82.2% |
| USDCTingnan | Ethereum· USDC/PT-apyUSD-5NOV2026 | 4.92% | $979K | 85.6% |
| USDCUSD CoinTingnan | Base· USDC/WETH | 4.89% | $10.2M | 90.3% |
| USDCUSD CoinTingnan | Base· USDC/wstETH | 4.87% | $233K | 90.3% |
| USDCTingnan | Ethereum· USDC/nvPRIME | 4.86% | $129K | 90.1% |
| PYUSDPayPal USDTingnan | Ethereum· PYUSD/weETH | 4.85% | $2.9M | 90.1% |
| USDCUSD CoinTingnan | Base· USDC/cbETH | 4.84% | $180K | 90.3% |
| USDCUSD CoinTingnan | Base· USDC/cbBTC | 4.77% | $172.9M | 90.2% |
| USDCTingnan | Ethereum· USDC/wUSCC | 4.72% | $770K | 90.2% |
| USDCUSD CoinTingnan | Base· USDC/savUSD | 4.62% | $845K | 80.3% |
| USDCTingnan | Ethereum· USDC/weETH | 4.61% | $3.9M | 90.1% |
| USDCTingnan | Ethereum· USDC/steakEURCV | 4.60% | $1.2M | 90.1% |
| USDCTingnan | Ethereum· USDC/LBTC | 4.60% | $313K | 84.7% |
| USDCTingnan | Ethereum· USDC/WETH | 4.57% | $896K | 90.1% |
| USDCTingnan | Ethereum· USDC/AA_FalconXUSDC | 4.53% | $1.0M | 87.1% |
| USDCTingnan | Ethereum· USDC/PRIME | 4.52% | $307K | 90.8% |
| USDCTingnan | Ethereum· USDC/cbBTC | 4.50% | $34.1M | 90.1% |
| USDCTingnan | Ethereum· USDC/wstETH | 4.50% | $3.2M | 90.1% |
| USDCTingnan | Ethereum· USDC/WBTC | 4.50% | $153K | 90.1% |
| USDCTingnan | Ethereum· USDC/wstETH | 4.50% | $1.2M | 90.1% |
| USDCTingnan | Ethereum· USDC/WBTC | 4.50% | $12.9M | 90.1% |
| USDCUSD CoinTingnan | Base· USDC/sUSN | 4.34% | $373K | 89.7% |
| USDCTingnan | HyperEVM· USDC/WHYPE | 4.32% | $1.2M | 86.4% |
| USDCTingnan | Ethereum· USDC/cbBTC | 4.31% | $99K | 90.3% |
| USDCTingnan | Ethereum· USDC/wsrUSD | 4.31% | $1.6M | 82.2% |
| USDCTingnan | Ethereum· USDC/rETH | 4.22% | $311K | 90.1% |
| USDCTingnan | HyperEVM· USDC/kHYPE | 4.22% | $1.1M | 84.4% |
| USDCTingnan | HyperEVM· USDC/kHYPE | 4.18% | $1.6M | 83.8% |
| USDCUSD CoinTingnan | Base· USDC/USDe | 4.15% | $37.2M | 90.3% |
| USDCTingnan | Ethereum· USDC/PT-sUSDS-26NOV2026 | 4.12% | $1.7M | 90.3% |
| PYUSDPayPal USDTingnan | Ethereum· PYUSD/syrupUSDC | 4.04% | $6.2M | 90.0% |
| USDCTingnan | Ethereum· USDC/stUSDS | 3.98% | $825K | 89.8% |
| USDSTingnan | Ethereum· USDS/cbBTC | 3.96% | $232K | 90.4% |
| USDCTingnan | Ethereum· USDC/wJAAA | 3.94% | $235K | 90.3% |
| PYUSDPayPal USDTingnan | Ethereum· PYUSD/cbBTC | 3.93% | $165K | 90.3% |
| PYUSDPayPal USDTingnan | Ethereum· PYUSD/WBTC | 3.85% | $117K | 90.2% |
| USDCTingnan | Ethereum· USDC/apyUSD | 3.82% | $3.3M | 82.0% |
| USDCTingnan | Ethereum· USDC/PT-fxSAVE-29OCT2026 | 3.79% | $117K | 89.0% |
| USDSTingnan | Ethereum· USDS/stUSDS | 3.76% | $100K | 90.0% |
| USDCTingnan | Ethereum· USDC/PT-sUSDE-26NOV2026 | 3.73% | $753K | 90.6% |
| PYUSDPayPal USDTingnan | Ethereum· PYUSD/sUSDe | 3.73% | $11.6M | 89.4% |
| RLUSDTingnan | Ethereum· RLUSD/USDe | 3.67% | $5.8M | 90.1% |
| USDGGlobal DollarTingnan | Robinhood Chain· USDG/syrupUSDG | 3.67% | $14.4M | 89.1% |
| RLUSDTingnan | Ethereum· RLUSD/weETH | 3.65% | $13.2M | 87.1% |
| RLUSDTingnan | Ethereum· RLUSD/syrupUSDC | 3.64% | $227K | 81.2% |
| USDGGlobal DollarTingnan | Robinhood Chain· USDG/USDe | 3.62% | $44.5M | 87.4% |
| USDSTingnan | Ethereum· USDS/PT-sUSDS-26NOV2026 | 3.60% | $431K | 90.2% |
| USDTTether USDTingnan | Ethereum· USDT/PT-sUSDS-26NOV2026 | 3.56% | $740K | 85.3% |
| USDTTether USDTingnan | Ethereum· USDT/reUSD | 3.54% | $232K | 78.9% |
| PYUSDPayPal USDTingnan | Ethereum· PYUSD/kBTC | 3.50% | $17.2M | 87.8% |
| USDTTether USDTingnan | Ethereum· USDT/sUSDai | 3.45% | $2.4M | 74.5% |
| USDTTether USDTingnan | Ethereum· USDT/PT-USDat-14JAN2027 | 3.41% | $4.0M | 74.5% |
| USDGGlobal DollarTingnan | Arbitrum One· USDG/syrupUSDG | 3.23% | $3.6M | 91.0% |
| USDCTingnan | Ethereum· USDC/PT-apxUSD-5NOV2026 | 3.12% | $239K | 85.7% |
| USDTTether USDTingnan | Ethereum· USDT/XAUt | 3.09% | $568K | 82.0% |
| RLUSDTingnan | Ethereum· RLUSD/kBTC | 3.08% | $29.0M | 88.0% |
| USDGGlobal DollarTingnan | Robinhood Chain· USDG/spUSDG | 2.72% | $907K | 90.0% |
| USDCUSD CoinTingnan | Base· USDC/cbADA | 2.61% | $262K | 76.3% |
| USDTTether USDTingnan | Ethereum· USDT/weETH | 2.55% | $285K | 85.1% |
| USDTTether USDTingnan | Ethereum· USDT/sUSDS | 2.52% | $6.0M | 90.0% |
| USDTTether USDTingnan | Ethereum· USDT/WBTC | 2.52% | $1.2M | 84.7% |
| USDTTether USDTingnan | Ethereum· USDT/cbBTC | 2.52% | $2.2M | 84.7% |
| USDTTether USDTingnan | Ethereum· USDT/wstETH | 2.52% | $490K | 85.1% |
| USDTTether USDTingnan | Ethereum· USDT/wstETH | 2.50% | $22.4M | 85.1% |
| USDTTether USDTingnan | Ethereum· USDT/WBTC | 2.50% | $14.1M | 85.0% |
| USDTTether USDTingnan | Ethereum· USDT/sUSDS | 2.50% | $2.5M | 85.1% |
| USDCUSD CoinTingnan | Base· USDC/cbXRP | 2.41% | $444K | 73.3% |
| USDCTingnan | Arbitrum One· USDC/wstETH | 2.41% | $251K | 79.5% |
| USDCTingnan | Arbitrum One· USDC/WBTC | 2.41% | $431K | 79.7% |
| USDTTether USDTingnan | Ethereum· USDT/weETH | 2.40% | $807K | 82.7% |
| USDCTingnan | Arc· USDC/cirBTC | 2.25% | $14.1M | 92.8% |
| RLUSDTingnan | Ethereum· RLUSD/WBTC | 2.04% | $3.0M | 87.8% |
| USDCTingnan | Ethereum· USDC/PT-USD3-17DEC2026 | 1.94% | $737K | 60.0% |
| USDCTingnan | Ethereum· USDC/fxSAVE | 1.91% | $11.7M | 62.5% |
| PYUSDPayPal USDTingnan | Ethereum· PYUSD/mWIN | 1.26% | $606K | 90.2% |
| USDTTether USDTingnan | Ethereum· USDT/PST | 0.00% | $999K | 0.0% |
Spark6 marketPinakamataas 3.56%USDCPalawakin
Isang lending protocol sa Ethereum, na may kaugnayan sa Sky ecosystem. Mula rin sa DefiLlama. Hindi kasama sa listahan ang mga purong collateral asset — 0 ang deposit rate nila, at magsisikip lang ang table kung isasama sila.
Mga lending protocol sa ibang chain
Mga lending protocol sa mga chain na hindi EVM: Solana, BNB Chain, Sui. May dagdag na gastos at oras ang paglilipat ng pondo sa ibang chain, kaya bagay ang column na ito sa mga may assets na sa chain na iyon.
Kamino (Solana)22 marketPinakamataas 8.11%FDUSDPalawakin
Isang lending protocol sa Solana, na inayos ayon sa Market. Dito ay kinuha ang ilan sa pinaka-likido na market mula sa listahan ng protocol, hindi lahat.
| Asset | Platform | Taunan | Magagamit | Paggamit |
|---|---|---|---|---|
| FDUSDTingnan | Solana· SOL/BTC Market | 8.11% | $12K | 70.1% |
| USDCTingnan | Solana· Altcoins Market | 6.73% | $116K | 58.2% |
| PYUSDTingnan | Solana· JLP Market | 6.72% | $40K | 96.7% |
| USDTTingnan | Solana· Fartcoin Market | 6.15% | $7K | 73.6% |
| USDTTingnan | Solana· JLP Market | 5.08% | $92K | 95.0% |
| USDSTingnan | Solana· SOL/BTC Market | 4.80% | $155K | 94.8% |
| USDTTingnan | Solana· SOL/BTC Market | 4.69% | $769K | 93.7% |
| USDGTingnan | Solana· SOL/BTC Market | 4.57% | $3.2M | 92.5% |
| USDGTingnan | Solana· JLP Market | 4.57% | $37K | 93.5% |
| USDCTingnan | Solana· JLP Market | 4.32% | $1.5M | 92.8% |
| USDCTingnan | Solana· SOL/BTC Market | 4.32% | $13.3M | 90.0% |
| PYUSDTingnan | Solana· Ethena Market | 4.16% | $4.2M | 95.3% |
| PYUSDTingnan | Solana· SOL/BTC Market | 4.04% | $4.1M | 87.3% |
| USD1Tingnan | Solana· SOL/BTC Market | 3.60% | $12K | 59.8% |
| USDTTingnan | Solana· Ethena Market | 3.45% | $13 | 69.8% |
| USDCTingnan | Solana· Fartcoin Market | 1.41% | $16K | 22.1% |
| PYUSDTingnan | Solana· Altcoins Market | 0.03% | $15K | 4.0% |
| USDCTingnan | Solana· Ethena Market | 0.00% | $0 | 0.0% |
| USDeTingnan | Solana· Ethena Market | 0.00% | $126.7M | 0.0% |
| sUSDeTingnan | Solana· Ethena Market | 0.00% | $16K | 0.0% |
| USDCTingnan | Solana· SOL/BTC Market | 0.00% | $0 | 0.0% |
| USDCTingnan | Solana· SOL/BTC Market | 0.00% | $0 | 0.0% |
Venus (BNB Chain)2 marketPinakamataas 2.43%DAIPalawakin
Isang lending protocol sa BNB Chain kung saan ang rate ay nagbabago kasabay ng utilization rate. Ang mga halaga ng VN token ay nasa vToken, na may ibang precision kaysa sa underlying asset; ang aktwal na utilization ay kinukuha mula sa “borrows / (cash + borrows)”.
Navi (Sui)3 marketPinakamataas 5.17%USDCPalawakin
Isang lending protocol sa Sui. Ang rate na iniuulat ng protocol ay isang 1e27-scaled integer, na na-convert dito sa annualized decimal.
Iba pang asset20 marketPinakamataas 16.54%mUSDPalawakin
Mga rate ng deposito para sa mga hindi stablecoin. Maaaring mataas ang mga bilang, ngunit ang principal mismo ay gumagalaw, kaya hindi direktang maihahambing ang mga taunang rate na ito sa mga stablecoin.
| Asset | Platform | Taunan | Magagamit | Paggamit |
|---|---|---|---|---|
| mUSDMetaMask USDTingnan | Ethereum· AaveV3Ethereum | 16.54% | $4K | 85.9% |
| AUSDTingnan | Ethereum· AUSD/sUSDai | 14.51% | $229K | 92.7% |
| apxUSDTingnan | Ethereum· apxUSD/PT-apyUSD-5NOV2026 | 10.25% | $1.0M | 83.2% |
| apxUSDTingnan | Ethereum· apxUSD/apyUSD | 10.14% | $629K | 90.3% |
| AUSDTingnan | Monad· AUSD/strUSD | 8.55% | $610K | 91.1% |
| USDtbTingnan | Ethereum· USDtb/sUSDe | 8.06% | $87K | 91.2% |
| AUSDTingnan | Monad· AUSD/naccUSDC | 7.80% | $179K | 90.5% |
| USDT0Tingnan | Stable· USDT0/sthUSD | 7.58% | $1.9M | 88.6% |
| EURmMento EuroTingnan | Celo· AaveV3Celo | 7.50% | $1K | 90.6% |
| USD₮0Tingnan | HyperEVM· USD₮0/kHYPE | 7.24% | $790K | 86.0% |
| USD₮0Tingnan | HyperEVM· USD₮0/UBTC | 7.18% | $183K | 85.6% |
| USD₮0Tingnan | HyperEVM· USD₮0/WHYPE | 7.16% | $691K | 85.3% |
| AUSDTingnan | Monad· AUSD/mROX | 5.82% | $575K | 91.1% |
| AUSDTingnan | Ethereum· AUSD/PST | 5.59% | $639K | 90.2% |
| AUSDTingnan | Monad· AUSD/siUSD | 5.42% | $254K | 91.3% |
| AUSDTingnan | Avalanche· AaveV3Avalanche | 4.96% | $13K | 90.3% |
| AUSDTingnan | Ethereum· AUSD/sUSDai | 4.93% | $703K | 90.4% |
| AUSDTingnan | Monad· AUSD/YZM | 4.83% | $109K | 89.5% |
| msUSDMetronome Synth USDTingnan | Ethereum· msUSD/siUSD | 4.35% | $104K | 93.3% |
| EURCTingnan | Solana· SOL/BTC Market | 4.32% | $81K | 83.1% |